MOHAMMAD, C. N. A.; OTHMAN, N. A.; MOHAMED, M. From Intention to Indebtedness: A Narrative Review on Behavioral, Financial, and Islamic Finance Determinants of Buy Now Pay Later (BNPL) Usage in Malaysia. Management and Information Technology Journal, [S. l.], v. 1, n. 01, p. 51-75, 2025. Disponível em: https://ejournal.unipsas.edu.my/index.php/jmitr/article/view/494. Acesso em: 19 apr. 2026.