Abdul Rani MJ, Abdul Halim NF, Sabaruddin A. From Cashless to Contactless: A Conceptual Review of QR Payment in Malaysia. JMITR [Internet]. 2025Dec.31 [cited 2026Apr.19];1(01):131-45. Available from: https://ejournal.unipsas.edu.my/index.php/jmitr/article/view/499